It's easy to use the car's founder on a weekly voyage: the encrypted currency finally awaits its appearance
Author: Jojo
For the last ten years, if you've mentioned it to a normal person“..Encryption CurrencyIt's not the sameThe words that appeared in his mind were, in general, rich, sheared, hackers or some sort of incomprehensible toy。
From BitcoinBTCHe was born to the EtherETHThe Smart Contract RevolutionThe world has been noisy for more than a decade now with the clamour of various public chains and stable currencies. Numerous brilliant minds and massive sums of money have been pouring into it in an attempt to build a decentrized utopia。
But we are still confused in real life: what is the use of encrypted money, except as a highly volatile speculative object, except for the low value of selling it on the exchange? We went downstairs to buy coffee and still paid for it; cross-border transfers continued to take heavy bank wire transfers。
It's called financial sabotage, but it seems even basic“..PaymentsIt's not the sameIt's not good。
Until today, withA2AI'm sorryAgent to AgentThis confusion is finally answered by the arrival of intelligent economies:The encrypted currency did not fail; it was just the wrong user for the past decade。
Why can't encrypt money become“..People's moneyIt's not the same
I'm so sorry2008When the Bitcoin White Paper was released in the year, it was written in the title, with a strong emphasis on:“..A point-to-point electronic cash systemIt's not the sameI don't know. His original intention was to create a daily payment tool。
2010Year, a man namedLaszloFor programmers10,000A bitcoin bought two pizzas. This is seen as a great start for the payment of encrypted money. But then the script went to another extreme。
The inability of encrypted money to become the currency of everyday human use is an insurmountable reality:
First is volatility. When a thing is worth todayOneDollars. They could fall tomorrow0.5United States dollars, or up toTwoIn dollars, no one dares to price it. There's a common word in economics“..Good money is being hoardedIt's not the sameAnd when you expect bitcoin to go up, you'll never have to use it to buy pizza。
The second is the anti-human experience. Mankind is an extremely troublesome creature. And encrypted payment requires you to keep a long list of broken private keys that, if lost, are immediately empty, and no customer service will help you recover. You still need to understandGasFee, there is a need to endure long waiting periods for network congestion。
Finally, regulation and taxation. In many countries, buying a cup of coffee in encrypted currency is equivalent to once in the eyes of the tax office“..Sale of assetsIt's not the sameYou need to calculate and declare the capital gains tax for this。
Human beings need stable, simple, bottom-up, legally protected financial services. The traditional banking and monetary systems, while frictions exist, are perfect for human security needs。
An encrypted currency that tries to drag humans into a world of cold, absolutely rational, risk-taking codes is naturally rejected by humans and eventually alienated into one“..Digital goldIt's not the sameAnd speculative chips。
Machine money: whenAgentBeing a consumer
But if we take our perspective“..PeopleIt's not the sameSwitch to“..MachineIt's not the sameAnd
YesA2AThere will be hundreds of millions of people in smart economies every dayAl AgentCall backstageAPI, purchasing power, obtaining data and even negotiating rental contracts for you。CoinbaseYesCEOIt was a bloodbath:“AIIt was not possible to open an account with an identity card, but they could control an encrypted wallet without hindrance。It's not the same
YeahAl AgentOn the other hand, the strengths of the traditional financial system are all shortcomings, while the disadvantages of encrypted currency are advantages。
The machines don't need a customer service. They only believe in code。Traditional contracts require drafting by lawyers, court enforcement, bank settlement, which takes days or months. And..AgentIn the world, they use“..Smart contract"..This is essentially a process stored in a chain of blocks. When the conditions are met, the funds are transferred automatically and without default. That's the real thing“..Machine original contractIt's not the sameI don't know。
The machine requires a millisecond micropayment。Imagine oneAl AgentIt's generating a report for you. It needs to go to anotherAgentBuy a real-time data at a price0.001United States dollars. The single fee for the traditional credit card network is high0.3In dollar terms, there is no way to support such a small deal. And through encrypted networksAgentVery low-cost settlements can be completed in hundreds of milliseconds。
Machines have no borders and no identity。They don't need complexityKYCCertification. If you have a private key, one runs on a Singapore serverAgent.AgentPay。
One fell asleep30Status code for the year
This paradigm shift is best reflected in a real history of metaphors in the Internet world。
If you've been on the Internet a lot, you must've met“404 Not Found(page not found)It's not the sameI don't know. YesHTTPThe protocol was originally designed with a state code402 Payment Required(Payments required)。
The pioneers of the Internet have long foreseen that future networks need to transfer not only information but also value. But because of the lack of a primary Internet pay level402The status code's on hold30Years, almost never really used。
Until2025A yearAl AgentWhen the payment agreement was created, it was calledx 402I don't know。
Passx 402An agreement, when aAgentWhen requesting data from another server, the server no longer exits a credit card form that needs to be filled out, but returns directly to a machine that can read“402 Payment Required”Command。AgentAfter receiving command, call immediately from your encrypted walletUSDCThe payment was completed (an anchored United States dollar stabilization currency), the process ended in hundreds of milliseconds and the data channel opened。
No registration, no sweep code, no password authentication. Values, like data, flow seamlessly at the bottom of the Internet。
Man's money and machine's money: the folding of wealth
Based on the data of the cell chain2025Year to year2026In the first few monthsAl AgentHundreds of millions of payments have been made through the stabilization currency. Encryption money is no longer needed to prove itself better than paying for treasures. It has sunk into the deep sea of the Internet and has become the blood of thousands of machines operating in silence。
But the story didn't end here. When the machine started owning the wallet, it started making money and spending money on its own, as a result of..“..CashIt's not the sameand“..Bank accountsIt's not the sameHow can we understand this whole new form of wealth, a human being whose concept is deeply entrenched? What does our money have to do with the machine's money
In the past, wealth was visible, physical. You take out a note or open the bankAppWatching the balance changes, you're right“..MoneyIt's not the sameThere's a feeling of skin cutting。
But in the future, wealth will fold。
Imagine, you hired oneAl AgentHelp you run a media account. You don't have to pay it. You just have to start with it“Agentic Wallet(Intellectual Wallet)It's not the sameFill100individualUSDC(Equivalent)100(United States dollars)。
Next, thisAgentIt started its own run: it went to another dataAgentPayments0.05 USDCfetch hotspot trends;to a drawingAgentPayments0.1 USDCGenerate graphs; when the article is published, it automatically divides the resulting advertising (possibly)0.5 USDCGet your own wallet。
In the process, the machine's money is flowing at millisecond speeds, evaporating and consuming. And you, as the master of human beings, can't see these secret micropayments. You don't have to understandx 402And there's no need to know what smart contracts are。
The only thing you see is thisAgentA very brief report is sent to you every week:“..This week10Dollars, net50In United States dollars, profits have been raised to your bank account in French。It's not the same
This is the ultimate division of human and machine wealth:Machines handle frictions, humans enjoy results。
The money of machines (encrypted currency) is used for mobility, high frequency, coldness and the pursuit of highly efficient means of production, while the money of people (French currency) is used to feel and to buy coffee, pay rent and carry a sense of security of life。
The encrypted currency did not eliminate the bank account, but merely pushed down a complex financial transaction. When humans enjoy it at the front endAIAt a time of extreme convenience, at the invisible bottom, a machine-specific financial system is quietly reshaping the world ' s commercial law。
